Being a GCEFCU Member Has its Perks - and Now You Have Even More!
Check out our list of exclusive promotions and deals currently being offered below. These deals won't last long, so be sure to take advantage of them while you can!
Feast on Rewards
0% APR* for 6 Months
Pay no interest for 6 months on all purchases with a new GCEFCU Credit Card and a low rate after that.
Refer A Friend!
Refer A Friend. Get $50.
Spread the credit union love by telling all your eligible friends & family members to join Gulf Coast Educators FCU. When they open their new account with a Savings and Checking Account with active debit card usage using your referral link, you’ll both get $50! Here’s how it works:
Share with friends via Facebook, Twitter, or email.
Your friend gets $50 when they open their new GCEFCU membership & Checking Account, and completes 15 debit card transactions within their first 45 days of membership.
You’ll get a $50 credit in your account when they complete all requirements. Cha-ching!
Click the link below to receive your personal referral link:
The Ultimate Holiday Giveaway
Make your holidays brighter with $500
By using your Gulf Coast Educators FCU products this November and December, you could win $500! We’ll be giving away four $500 prizes in December, just in time to add a little extra cheer to your holiday season! Whether you’re shopping for gifts using your debit card, financing a new vehicle, or closing on your dream home, your everyday banking can make the season brighter and can also help you get closer to qualifying for a Loyalty bonus in 2026!
Use your Debit Card: Complete at least 30 debit card transactions during the promotion period to earn 1 entry.
Finance your next vehicle: Apply for and fund a new or pre-owned Auto Loan or refinance an auto loan from another lender to earn 3 entries.
Close on a new mortgage: Finalize a new Mortgage Loan to earn 5 entries.
Must be a member in good standing to be eligible to win.
No Activation Fee-Visa Gift Cards
No Activation Fees on Visa Gift Cards
Spread the cheer and skip the fees! This November and December, enjoy no activation fees on Visa Gift Cards. They’re the perfect gift for anyone on your list—simple to purchase, easy to use, and always appreciated. Stop by any of our locations to pick yours up today.
MAC Car Sale
Winter Car Sale
From November 24 to December 31, when you search for your next vehicle using our Member Auto Center and submit a no-obligation price quote request, you’ll be entered to win $500. Follow the instructions below:
Step 1: Before December 31, 2025, visit our online Member Auto Center at gcefcucarsale.MemberAutoCenter.com or click the button below.
Step 2: Search for your next vehicle by using the blue search box.
Step 3: Submit a no obligation Price Quote Request for a vehicle that you are interested in by filling out the form located to the right of the vehicle’s pictures.
Disclosures+ Show All | - Hide All
0% Introductory Rate *APR=Annual Percentage Rate
0% APR* on all new purchases to a new GCEFCU credit card for six months, beginning from the date of opening your card. After six months, your rate will convert to a variable APR* of 6.99% – 18.00% APR* based on your credit score. Actual rates may vary based upon credit qualifications and are subject to change without prior notification. This promotion is not valid for balance transfers or cash advances. This offer does not automatically approve you for a GCEFCU credit card. GCEFCU reserves the right to cancel this promotion at any time, for any reason. To view full credit card disclosures, contact us
Refer A Friend: Rules and Qualifications: To receive $50 referral bonus, you must be a member of Gulf Coast Educators FCU in good standing with no charged off or delinquent accounts or loans. When someone you referred opens a new GCEFCU membership with a savings and checking account with active debit card usage using your referral link, we will deposit $50 into your primary savings account, and $50 into their primary savings account. Active debit card usage is defined as 15 debit card transactions within the first 45 days of membership. Rewards will be deposited within 7-10 business days after all qualifications have been met. Both individuals must be 18 years or older. A minimum balance of $1 is required to open and maintain a GCEFCU membership. Offer expires within 90 days of original referral date. Additional terms and conditions apply. Contact us for full terms, conditions, and requirements.
The Ultimate Holiday Giveaway: Members in good standing are eligible. Good standing is defined as a member whose loans are up to date, and account balance must be within courtesy pay limit. From October 31st-December 15th, 2025, members can earn entries into our Holiday Giveaway just by using their Gulf Coast Educators FCU products. Complete at least 30 debit card transactions to earn 1 entry. Apply for and fund a new or preowned auto loan, or refinance an auto loan from another lender, to earn 3 entries. Close on a new mortgage loan with Gulf Coast Educators FCU to earn 5 entries. Every qualifying entry will be automatically entered into the drawing for a chance to win one of four $500 grand prizes! Contact us for full rules and qualifications.
Winter Car sale: Winter Car Sale Disclosure: *Need not apply for a loan to enter. No purchase necessary. You do not have to be a member of a credit union to enter. Limit one entry per person. All entries will be accepted. To enter, visit the website above, find a vehicle you are interested in, submit the form for a no obligation price quote request. All entries must be submitted no later than December 31st, 2025 by 11:59 p.m. CST. Contest ends December 31st, 2025 at 11:59 p.m. CST. Only two winners will be chosen by random drawing on January 6, 2025 to win $500 each. Winners will be notified by a Credit Union Representative. This contest does not include a manufacturer’s rebate or discount available to the public. Employees of FocusOne Now, LLC and its subsidiaries are not eligible. Must be 18 years or older. No cash value. Odds of winning depend on the total number of entries received. Restrictions may apply. Void where prohibited and subject to federal, state and local laws. For more information visit the website above or call (832) 912-2182.