Online Banking

High-Yield Accounts

Your Wealth Resource Center

You don't need to be lucky to get rich. With the right savings account, you can make your money work for you.

We'll help you find the perfect account and give you all the tools you need to be financially successful.

Money Market

Open a MOney Market account

Looking for convenient access to your money while earning a higher dividend than a regular savings account and without being locked into a term? Then our Money Market account is the perfect answer. 

 

Money Market Features:

  • Higher Rate – Earn more than a Regular Savings Account.

  • Low Balance – Start earning dividends on balances $2,500 and higher.

  • Convenient Access – Up to 6 withdrawals or transfers monthly.

  • No Terms – You can withdraw your money at any time without penalty.

  • Safe & Secure – Your funds are federally insured by the NCUA.

Minimum Opening Balance: $100

Minimum Balance to Earn Dividends: $2,500

Withdrawals Per Month: 6

 

Term Share CDs

Learn More about Term Share Certificates

This is the highest earning account we offer at the credit union. Term Share Certificates, also known as CDs, are fixed-term investments that earn the highest rates without any risks.

 

Term Share Certificate (CD) Features:

  • Terms available from 3 months to 5 years

  • Minimum opening deposit of $100

  • Make additional deposits at any time

  • Earn ½% more on your Term Share Certificate’s APY* by being a Premium Deposit Account Holder

  • Open your CD online in just a few minutes

Minimum Deposit: as low as $100

Term: 3 months to 5 years

 

Premium Market IRA

Learn More about IRAs

Our Premium Market IRA is a tax-privileged retirement savings plan that allows you to earn a higher dividend. The monthly dividend fluctuates, depending on what the market rate is, and is completely safe, secure, & insured – you won’t lose any money. Choose between Roth or Traditional, and let your money start working for you.

 

Premium Market IRA Features:

  • Monthly dividend fluctuates, depending on what the market rate is.

  • Our Premium Market IRA is completely safe, secure, & insured – you won’t lose any money.

  • No administrative fees.

  • Choose from opening a Traditional or Roth Premium Market IRA.

  • Great option for rolling over your 401k or 403b from a previous job.

  • Open your Premium Market IRA online, and we can send you all of the forms to sign electronically.

  • Make contributions any time you would like via online banking.

Minimum deposit to earn dividends: $500

Deposit Accounts for School Districts

We work with school districts all over the state to safely invest your funds. Bobby Hedrick, our VP of Business Relations, is available to meet if you have any questions. Click the button below to send him an email.

Click to email for questions
 
 

Money Market Rates

money market rates
ACCOUNT BALANCE ANNUAL DIVIDEND RATE ANNUAL PERCENTAGE YIELD**
$0 - $2,499.99 N/A N/A
$2,500 - $9,999.99 1.00% 1.00%
$10,000 - $49,999.99 1.25% 1.26%
$50,000 - $99,999.99 1.50% 1.51%
$100,000 and above 2.00% 2.02%

Term Share Certificate (CD) Rates

CD - Term Share

term share rates
TERM DIVIDEND RATE APY** PDA DIVIDEND RATE PDA APY
90 day 2.25% 2.27% 2.75% 2.78%
6 month 3.25% 3.29% 3.75% 3.80%
College Saver 3.35% 3.39% 3.85% 3.91%
12 month 3.35% 3.39% 3.85% 3.91%
18 month 3.25% 3.29% 3.75% 3.80%
2 year 3.00% 3.03% 3.50% 3.55%
3 year 2.75% 2.78% 3.25% 3.29%
4 year 2.50% 2.52% 3.00% 3.03%
5 year 2.50% 2.52% 3.00% 3.03%

Individual Retirement Accounts (IRAs) Rates

Premium IRA

premium ira rates
TIER CURRENT RATE ANNUAL PERCENTAGE YIELD**
$0 - $499.99 No dividends paid No dividends paid
$500 - $9,999 3.96% 4.03%
$10,000 - $49,999 4.06% 4.14%
$50,000 - $99,999 4.16% 4.24%
Over $100,000 4.26% 4.35%

**APY = Annual Percentage Yield

To view Truth-In-Savings Disclosures, click here