Your credit union is here to help you grow your savings with several options.
No matter what stage of life our members are in, we have Savings Accounts to fit their needs.
From our Youth Accounts, which help build healthy saving habits, to Individual Retirement Accounts to secure your future, we are here to help you safely grow your savings. Click to see our Savings Account options.
Primary SavingsPrimary Savings
Primary Savings
This is the account that establishes your membership at the credit union. Once opened, your membership comes with our commitment to build and maintain a lifelong relationship with you. Once you are a member, you will have access to a full range of financial services, all under one roof.
The initial deposit is only $1, which must be maintained throughout your membership. Dividends are paid monthly, and we offer the convenience of unlimited access to your funds.
Additional Savings AccountsAdditional Savings Accounts
Additional Savings Accounts
If you are already a GCEFCU member, you can open additional Savings Accounts conveniently through Online Banking or by clicking the button below. Use them for budgeting or saving up for something you really want.
Christmas SavingsChristmas Savings
Christmas Savings
Start saving now for next year’s holiday season with a Christmas Club Account! Only a $25 minimum deposit is required to open the account. Minimum monthly deposits of $20 are required and can be made through Online Banking, by mail, in person, or through payroll deduction. No withdrawals may be made from this account until the first Thursday of November, when the funds are automatically deposited into your primary savings account. Dividends are computed and paid as regular shares.
Opening Deposit: $25
Minimum Monthly Deposit: $20
Dollar UpDollar Up
Dollar Up
Every time you make a purchase using your Gulf Coast Educators Debit Card, your transaction amount is rounded up to the next dollar, and the difference is put into your new Dollar Up Savings Account.
In addition, savings grow without any effort on your part at all, and at 2.99% APY**! Then at the end of the quarter, we’ll deposit the money into your primary savings to spend or save however you’d like. In other words, think of it as your virtual change jar!
Disclosures+ Show All | - Hide All
**APY = Annual Percentage Yield
Dollar Up Account Disclosure
Minimum balance of $5 on Dollar Up Savings account to begin earning 2.99% APY**. In addition, no outside deposits may be made to the Dollar Up Savings account. Total sum of remaining cents for each debit card transaction will be automatically deposited into Dollar Up Savings account at the end of each day from the member’s checking account. Funds must be available in the checking account to complete transfer. Moreover, funds will be deposited from the Dollar Up Savings account into the member’s primary savings account the first day of every quarter.